
Simplifying Your Journey
Lowering Your Rates
An enhanced digital experience—with help from real people when you need it.
At Lava Mortgage Solutions LLC, we specialize in simplifying the home buying and refinancing process. Our commitment is to provide you with a seamless and stress-free mortgage experience. We offer an array of services tailored to meet your specific needs.

Simple Online Experience
Apply online and embark on a hassle-free journey to securing your mortgage.

No Cost Refinancing Options
We collaborate with various lenders to get the most competitive rates.

Construction Loans
Tailored financing for individuals to build or renovate their dream home.

Commercial Loans
Flexible solutions to purchase, refinance, or develop commercial properties.
The Process
Create Your Profile
Start your journey with us by creating a personalized profile.
Upload Documents
Easily upload your documents through our user-friendly portal.
E-Sign Application
Conveniently sign your application electronically.
Underwriting
Your loan is sent for underwriting and thoroughly reviewed by our lenders.
Closing
The final step - closing your mortgage smoothly and efficiently.
Licensed in New Jersey, Pennsylvania, Florida, Georgia, and Texas
As a dedicated and experienced mortgage brokerage firm, we are proud to serve a diverse range of clients across multiple states. Currently, we hold active licenses in New Jersey, Pennsylvania (PA), Florida (FL), Georgia (GA), and Texas (TX).
Our licensure in these states reflects our commitment to adhering to the highest standards of mortgage practice and our deep understanding of the unique housing markets in each region.

EXCELLENT Based on 78 reviews Mrunal Vyas2025-06-13 Pranav Pandya (Mortgage Agent-LAVA MORTGAGE) guided me through every step of the process with patience and clarity, always taking the extra time to explain my options and answer any questions I had. He was responsive, reliable, and went above and beyond to ensure everything stayed on track with every steps—making what could have been a stressful process feel smooth and manageable. Raman Kapoor2025-06-01 We had the pleasure of working with Pranav from Lava Mortgage during our recent home-buying journey, and I can honestly say the experience exceeded our expectations. From the very beginning, Pranav was incredibly supportive, responsive, and knowledgeable. He walked us through every step of the home loan process with patience and clarity, ensuring we fully understood our options and what to expect at each stage. What stood out the most was how seamless and stress-free he made the entire process feel. Home financing can often be overwhelming, especially with all the paperwork and timelines involved, but Pranav took care of everything with precision and professionalism. He kept us updated regularly, was always available to answer questions (no matter how small), and made us feel confident and at ease throughout. Thanks to Pranav’s expertise and commitment, we were able to close on our home without any hiccups or last-minute surprises. If you're looking for a reliable, transparent, and truly helpful mortgage partner, I highly recommend Lava Mortgage — and especially Pranav. He made all the difference for us. Anil Singh2025-05-30 Outstanding service by Pranav Panya. He guided us every step of the way. Very pratient and professional to answer all our questions. Guided us on the rate fluctuations and ensured we got the best available deal. Sima's World2025-05-30 Mr. Dikesh Patel was very helpful to us towards our mortgage setup for our new home. He was very patient and answered all of my questions anytime I needed assistance. I would recommend Lava Mortgage to anyone looking for a mortgage. Thank you so much Mr. Patel 🙏 Pravin Phadale2025-05-17 Team at Lava is an awesome bunch of professionals. Pranav went out of the way on weekends to get everything in place. He was on top of things even on his vacation and Dikesh helped cover for him which made it seamless for us. These guys would get you the best rates and best closing deal. You won’t have to worry a bit! Just go with them! Michelle Dsouza2025-05-08 Sincere thanks to Pranav Pandya for supporting us on our home loan process. He was excellent with his guidance , advice, knowledge, and prompt responses . We had a smooth and pleasant experience in the process and loan application to closure. He is able to provide various options that could meet your requirements. We recommend Pranav and wish him all the best. lancy dsouza2025-05-08 I would like to extend sincere thanks to Pranav Pandya for helping me with his valued advice and guidance on my home loan process. Pranav was proactive , prompt in his response, and was able to provide timely updates. I was able to rely on Pranav for all kind of questions I had and he was very supportive to address them. I will be referring Pranav to my friends and families in case they need support on a loan application. I value support received from Dikesh Patel on my application and am grateful to him. I highly recommend Pranav. Prabhat Prasad2025-05-04 I recently worked with Pranav Pandya & Dikesh to refinance my home loan, and I must say it was a great experience. They were very professional and always available to answer my questions. The entire process was smooth and quicker than I expected. I truly appreciate for offering a better rate and making everything easy to understand. I highly recommend them to anyone looking to refinance or get a mortgage. Reena Modi2025-04-29 This is the second time I am getting mortgage from Lava mortgage. Pranavbhai & Dikeshbhai both making loan process very smooth. But specifically, Pranav Bhai is very knowledgeable and he is always there whenever I have any question about mortgage or Have Question about anything else, Whatever Pranav bhai promise in starting when you talk to him about mortgage rate and fees, He always keep his promise whatever he said on beginning of process of loan. In short, I am very satisfied With my mortgage rate and process of loan. Pranavbhai Thank you for all your help. Prashant Hinge2025-04-12 Pranav is timely, responsive, thoughtful and patient in his approach. It was a joy working with him!!